U.S. EFT Operations

Correctly processing financial transactions electronically has become a business imperative. Government, healthcare and private sector initiatives such as consumer bill payment are replacing checks and vouchers with electronic payments as the more efficient, less expensive method of processing regular and recurring payments. With electric transfers as the main payment method of choice, companies are looking for solutions that assist in processing transactions seamlessly.

With the most precise and reliable information for all U.S. financial institutions, Accuity offers solutions that build the infrastructure for your payment processing operations saving you time and money. Our comprehensive U.S. Electronic Funds Transfer (EFT) Operations solutions make payment routing simple and allow you to:

• Locate detailed U.S. financial institution information such as contacts and addresses
• Verify ACH payment instructions and wire transfer information, saving valuable time
• Process any transaction volume smoothly and improve operational efficiency with indispensable routing information
• Achieve better payment straight through processing (STP) rates

Accuity’s U.S. EFT Operations tools deliver essential payment processing information, conveniently packaged for easy usage. With organized and reliable products, Accuity’s solutions are key elements in your efforts to streamline transaction processing and research.

• Electronic Payment File by Accuity^TM—This extensive data file verifies payment instructions, expedites automatic payments and simplifies the handling of repairs, returns and exception items.
• The Global Banking Resource^TM (TGBR)—TGBR is a comprehensive, global database of financial institutions, including contacts, correspondents, subsidiaries, affiliates, financial and payment information and much more.
• ACH Participant File^TM—Produced in conjunction with NACHA—The Electronic Payments Association, the ACH Participant File effortlessly synchronizes U.S. ACH network information with processing systems for data on demand.
• ACH Participant Directory—Produced in conjunction with NACHA, this biannual directory delivers unsurpassed ACH network information for processing ACH transactions.
• American Financial Directory (AFD)^®—This comprehensive five-volume provides access to specific data for every bank, savings and loan, holding company and major credit union in the United States.